Cramming and How to Outwit Its Defeating Downsides

You feel miserable. Every word won’t sink in. Panic clouds your mind. Exams can make us sick, but not for a few.

Certainly, cramming is not the best option though; it can even worsen your performance due to information overload. Overload occurs when too much data jam your brain beyond its power to manage, given the time constraint. The likelihood of retrieving information being blocked is big once you cram this way-thus the clich√© “mental block”.

During hell days, the last minutes you spend are just as critical as the days of preparation. Here are my helpful tips I recollected from my experiences:

1. If the proctor is nice enough to let you prepare within at least 5 minutes, whether express or implied, recite your way down your memory lane. When retrieving information from memory, prefer mental and oral, rather than writing. Writing can have a disadvantage during essay exams, it may push you unconsciously to write and leave your effort to mercy, even though you’re not hitting the point, on a second thought. Also, oral retrieval boosts your confidence and morale. Retrieving orally lets you focus as you listen to yourself while you murmur. Just don’t make it annoying to your seatmates. Making easier retrieval strategies is way more intelligent than reviewing and rereading in a compulsive repetition. But, of course, what are you rehearsing if your mind is empty?..You’re dead with guns without bullets! So, at least possess these bright tactics and tips as your preparations:

2. Develop skill and appreciation in writing your notes. Unlike your grade school years, you should be writing based on what you have understood. So, you have to load up learning in real-time, and put it in a nutshell. Be quick in scribbling down notes. Before you even write, first, listen and get the major point. When the teacher takes long in elaborating ideas, through examples and storytelling with your classmates, you knew it’s time to put down the whole point. Discourage yourself from transcribing all the paragraph, or group of sentences you see on the power point presentation. Think first, and analyze if the statements contribute to the thesis of the topic, title, chapter, and the subject. Discriminate writing of notes is much wiser, effective, and spares your time and energy in the future. If you feel you got lost in doldrums during lectures, be guided by the title of the topic or lesson.

3. There’s no rule of thumb that applies to all type of exams across academic subjects. Math 101, College Algebra and Trigonometry, Natural Science, Physics, Psychology, History, Social Sciences, Management 101, Marketing, Law subjects-still so many that you can’t manage in a single portfolio. But, you can categorize them intelligently with your multi-pronged strategy. Natural science and history needs a conscious memorization, since the theories, taxonomy, events in history may be too strange, not unless you’ve mastered them during your formative years. Psychology and social sciences are more interesting because they are based on experiential knowledge, and you’ll easily understand the theories because it’s talking of your human behavior, which you are sane and capable enough to have been aware of. Management and marketing subjects also deal with concepts and theories relevant to the study of humans as a bigger group. These fields of knowledge have to be articulated in a jargon to sound more academic and accurate. Not unless you get to appreciate the technical words being used, you would have difficulty in delivering the essential ideas which build up the structured concept. Here, effective communication in a medium of language being used makes the separator between the good and average.

4. Concept map. A good tool to retrieve the knowledge from your memory is a conceivable concept tree. This makes an exhaustive and organized outline of the points you won’t have to mess up with during essay type of exams.

Steps To Get the No Exam Life Insurance Policy

One of the most important decisions you will ever make is that of having life insurance. When you have a good cover, yo are able to rest assured that your loved ones are protected once you are gone.

When buying insurance, you can choose between a medical underwritten policy and the ones without any medical checkups required. The no exam policies are increasingly becoming popular because they contain very few restrictions, if any. The steps for getting a no exam life insurance include:

1.Determine your needs

It is very important to identify your needs when choosing a policy. If you want to take responsibility for the future of your loved ones and prevent the possibility of them having to bear the financial burden alone, you need to buy the right insurance coverage.

The things that you can consider when determining your needs include the daily upkeep of your household, including shopping, rent, babysitting services and more. In addition, you need to factor in the long-term needs including mortgage and college tuition. Therefore, if you have a 30-year mortgage you can consider buying a 30-year term policy.

2.Determine chances of getting insurance

It is very possible to be denied the medical underwritten policies if you pose a high risk to the insurance provider. The service provider could also recommend higher premiums, often beyond the reach of many people.

Therefore, if you have a pre-existing medical condition you can opt for the no exam insurance policy, which come with a guaranteed acceptance. Furthermore, if you have a phobia for needles, a blood draw and urine test or if you are unable to undergo a medical exam for social and religious reason, you can opt for the no medical exam policy.

3.Shop for insurance

Shopping for insurance can be time consuming particularly when you have to hop from one website to another, one company to another and/or from one agent to another. As a result, many of the insurance holders end up buying the first policies they come across, often at high prices.

In order to make the process easier, there are many one-stop shops available online that provide a list of products and prices offered by several leading insurance companies.

Such platforms offer an effective way of finding and comparing no exam life insurance quotes. Depending with how much you have budgeted for you can get an insurance coverage of up to $1 million.

· Apply online/by phone

To get the desired plan, you need to submit some basic information about your age, gender, weight, height, smoking habits, state of residence and career/profession. When you choose the no exam life insurance policy, no medical tests are required, although some providers may require you to give honest and accurate answers to certain medical questions. When you submit your application online you can expect to receive your approval within hours.